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Road assistance icon
Did you run out of battery? We will take you to the nearest charging point so you can recharge and continue your trip. If something else happens to the car, use our assistance and we will tow you to a safe place. This will not affect your policy status.
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Your charging cables, wall box, adaptors and other equipment can also be covered in case of accidental damage, fire, or theft.
Battery coverage icon
We know that battery can be one of the most expensive parts of your EV. Our insurance can also cover it in case of damage, fire, or theft. Also when you are leasing it separately from the car.
Allianz My Electric Car insurance also includes benefits available with our regular car insurance. Choose one of the four packages and enjoy the best-in-class features.
 
 
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We always make sure that our products are up to speed with the current and future expectations of our customers. We are constantly improving the EV insurance offering in both accessibility and competitiveness areas. Our focus is to provide you with coverage that will empower you to use your electric care to the fullest and make you feel safe on the road.
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Allianz My Electric Car Insurance is a package tailored to the specific needs of EV drivers and their cars. Our insurance includes features and services from the regular offer but can also be expanded with such benefits as recovery to the nearest charging point, battery and charging equipment coverage and more.
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Electric vehicles are still an evolving technology that revolutionizes the way we use our cars, but range anxiety is a common concern among EV drivers. With Allianz insurance, you do not have to worry about running out of battery before reaching your destination or a charging station. If that happens, use our roadside assistance and we will recover you to the nearest charging point or charge your battery on the spot so you can continue your trip. Just call the number listed in your policy information.
Picking an electric vehicle can be savvy but is also definitely an eco-friendly way of driving.

First of all, the benefits of green power cannot be overstated – zero-emission driving and carbon neutrality are the directions that the whole motorization industry is heading.

Cost-wise, you do not have to worry about fluctuating gas prices. Plus, if you have a renewable energy source at your home, you can charge your electric vehicle with almost no added costs.
Public DC chargers have capacities of up to 350 kW. In cars equipped to receive such current, batteries can be charged in the range of 20-80% within several minutes. As a result, longer trips in an electric car are no longer problematic. The average driver covers a distance of less than 50 kilometers a day. If there is access to a 230 V outlet in the garage or on the property, it can be used it to charge the battery. Charging from such an outlet with a power of 2.3 kW is enough to replenish the battery overnight for the next day's drive.
Electric city cars are usually able to cover 200-250 km on a single charge. The real range of many modern electric compact, mid-size or SUVs already exceeds 300 km. However, it is impossible to give a precise range as it is significantly influenced by the capacity of the battery of a given model, the style of driving and the speed driven (power consumption begins to increase significantly above 110 km/h). The amount and type of energy consumers used (e.g. running heating reduces the range much more than running air conditioning) also have an impact on how far we can travel on a single charge.
Battery designers have ensured that the cells operate under optimal conditions. The controller manages the speed of charging and energy recovery during braking. It can limit the vehicle's performance when the temperature rises too high, or activate a warm-up procedure to the optimal temperature if a charging stop has been scheduled in the navigation. A driver who wants to maximize battery life should keep the charge between 20-80% of the maximum and, unless necessary, avoid charging with the fastest DC chargers.
The battery is the most expensive component of an electric car. Having to replace it as a result of minor faults would go against the economic sense of using an electric car. Therefore car companies have developed battery repair procedures.Housing damaged by a collision can be replaced. Internal electrical equipment such as wiring, controllers, safety systems and each of the modules responsible for collecting electricity, is exchangeable. Only the individual cells inside the modules cannot be replaced.

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More to learn on our blog

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Planning any trip can be a challenge. In case of electric cars, you additionally have to check the map of the charging stations along the way to make sure your car won't stop in the middle of nowhere.
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sustainability
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Allianz Electric Car Insurance offers you My electric Car:

4 easy-to-choose motor insurance packages

We offer tailored solutions for individual needs to provide you

with the best possible insurance for your situation. 

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Motor Third Party Liability
Legal Support
Roadside Assistance (Base)
Personal Accident (Base)
Natural Catastrophes
Fire, Explosion, Implosion
Animal Collision
Roadside Assistance (Extended)
Personal Accident (Extended)
Theft
Vandalism
Glass
Own damage (MOD)
Gap Insurance

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